Terms of Service

1. Acceptance of Terms

By accessing or using Holograph (“the Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not use the Service.

2. Description of Service

Holograph is an estate planning and digital legacy management platform that allows users to organize, store, and share important personal, financial, and legal information with designated delegates and authorized parties.

3. User Accounts and Responsibilities

Account Creation: You must provide accurate and complete information when creating an account. You are responsible for maintaining the confidentiality of your account credentials.

Age Requirement: You must be at least 18 years old to use this Service.

Account Security: You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized use.

4. User Content and Data

Your Content: You retain ownership of all content and information you upload to the Service (“User Content”). By uploading User Content, you grant us a limited license to store, encrypt, and transmit your content solely for the purpose of providing the Service.

Responsibility for Content: You are solely responsible for the accuracy, legality, and appropriateness of your User Content. You represent that you have all necessary rights to upload and share such content.

Data Security: We use industry-standard encryption and security measures to protect your data. However, no system is completely secure, and we cannot guarantee absolute security.

5. Delegate Access

You may grant access to your Holograph to designated delegates. You are responsible for managing delegate permissions and understand that delegates will have access to the information you authorize them to view. You may revoke delegate access at any time through your account settings.

6. Prohibited Uses

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Upload malicious code, viruses, or harmful content
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Impersonate any person or entity
• Share your account credentials with others
• Use the Service to store or distribute illegal content

7. Storage Limits

Your account includes storage limits as specified in your plan. We reserve the right to enforce these limits and may restrict uploads if you exceed your allocated storage.

8. Subscription and Payments

Fees: Some features of the Service may require payment. You agree to pay all applicable fees as described at the time of purchase.

Billing: Subscription fees are billed in advance on a recurring basis (monthly or annually).

Cancellation: You may cancel your subscription at any time. Cancellation will take effect at the end of your current billing period. No refunds will be provided for partial periods.

9. Termination

By You: You may terminate your account at any time through your account settings or by contacting us.

By Us: We reserve the right to suspend or terminate your account if you violate these Terms or for any other reason at our discretion. Upon termination, your right to use the Service will immediately cease.

10. Disclaimers and Limitation of Liability

No Warranty: The Service is provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Not Legal Advice: Holograph does not provide legal, financial, or estate planning advice. You should consult with qualified professionals for such advice.

Limitation of Liability: To the maximum extent permitted by law, Holograph shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

11. Indemnification

You agree to indemnify and hold harmless Holograph and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of or related to your use of the Service, your User Content, or your violation of these Terms.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by email or through the Service. Your continued use of the Service after such notification constitutes acceptance of the modified Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Email: support@holograph.com